Quay Schools Federal Credit Union is a federal credit union headquartered in Tucumcari, New Mexico, in business for about 65 years. At the end of Q2 2026 it reported $8.6M in total assets and $6.9M in member shares and deposits, with 1 office.
Quay Schools Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 37 credit unions headquartered in New Mexico, it ranks 11th. Capital cushion contributes the most (100/100, 19.40%); earnings contributes the least (37/100, 0.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (79 → 83), mostly because the loan quality component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 76 |
| Q4 2024 | 87 |
| Q1 2025 | 83 |
| Q2 2025 | 79 |
| Q3 2025 | 83 |
| Q4 2025 | 84 |
| Q1 2026 | 81 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.06% |
| Q3 2024 | 19.49% |
| Q4 2024 | 19.95% |
| Q1 2025 | 19.54% |
| Q2 2025 | 19.64% |
| Q3 2025 | 19.92% |
| Q4 2025 | 19.68% |
| Q1 2026 | 19.60% |
| Q2 2026 | 19.40% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 1.15% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.22% |
| Q4 2025 | 0.02% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.03% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.98% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.72% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.25% |
| Q2 2026 | 0.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $8.6M | 19.40% | 0.03% | 0.42% | 87.2% |
| Q1 2026 | 81 | $8.4M | 19.60% | 0.03% | 0.25% | 90.6% |
| Q4 2025 | 84 | $8.4M | 19.68% | 0.02% | 0.67% | 93.9% |
| Q3 2025 | 83 | $8.2M | 19.92% | 0.22% | 0.72% | 94.8% |
| Q2 2025 | 79 | $8.2M | 19.64% | 0.60% | 0.52% | 87.2% |
| Q1 2025 | 83 | $8.2M | 19.54% | 0.00% | 0.41% | 86.2% |
| Q4 2024 | 87 | $8.0M | 19.95% | 0.00% | 0.98% | 89.1% |
| Q3 2024 | 76 | $8.0M | 19.49% | 1.15% | 0.76% | 84.9% |
| Q2 2024 | 87 | $8.1M | 19.06% | 0.00% | 0.69% | 77.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| U-1st Community Federal Credit UnionCredit union Carlsbad, NM | 74 out of 100, Strong | $9.3M | 14.4% | 0.24% | vs |
| The Florist Federal Credit UnionCredit union Roswell, NM | 64 out of 100, Moderate | $7.1M | 15.1% | 1.90% | vs |
| Rincones Presbyterian Credit UnionCredit union Chacon, NM | 64 out of 100, Moderate | $6.5M | 10.3% | 1.55% | vs |
| Internationalites Federal Credit UnionCredit union Carlsbad, NM | 75 out of 100, Strong | $11.7M | 17.2% | 0.20% | vs |
| Deming Schools Employees Credit UnionCredit union Deming, NM | 88 out of 100, Very strong | $5.4M | 24.8% | 0.11% | vs |
| Four Corners Federal Credit UnionCredit union Kirtland, NM | 75 out of 100, Strong | $14.8M | 20.9% | 0.08% | vs |
Deposit insurance
Is my money safe at Quay Schools Federal Credit Union?
Yes. Quay Schools Federal Credit Union is a federally insured credit union (NCUA charter #14758). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.40%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Quay Schools Federal Credit Union lists 1 office in 1 city. Most locations:
- Tucumcari, NM (1)
Identity & history
Profile
- Legal name
- Quay Schools Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14758
- RSSD ID
- 979384
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- P.O. Box 605, Tucumcari, NM 88401
- Employees
- 4
Quick answers
Quay Schools Federal Credit Union: common questions
Is Quay Schools Federal Credit Union NCUA insured?
Yes. Quay Schools Federal Credit Union is a federally insured credit union (NCUA charter #14758). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Quay Schools Federal Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Quay Schools Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Tucumcari
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Everyone'S Federal Credit UnionCredit union Tucumcari, NM | 86 out of 100, Very strong | $46.5M | 14.2% | 0.00% | vs |
| Citizens BankBank Amarillo, TX | 82 out of 100, Strong | $309.8M | 10.1% | 0.01% | vs |
| The Bank of ClovisBank Clovis, NM | 76 out of 100, Strong | $438.4M | 10.8% | 0.25% | vs |
| Tucumcari Federal Savings and Loan AssociationBank Tucumcari, NM | 72 out of 100, Strong | $38.4M | 15.2% | 1.02% | vs |
| UMB Bank, National AssociationBank Kansas City, MO | 65 out of 100, Moderate | $71.9B | 8.9% | 0.34% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |