Side-by-side · Q2 2026 data
Evolve Bank & Trust vs Legacy Bank
Metric by metric
| Measure | Evolve Bank & Trust | Legacy Bank |
|---|---|---|
| TellerScore | 50 | 65 (stronger) |
| Capital cushion | 79 (stronger) | 38 |
| Loan quality | 37 | 97 (stronger) |
| Earnings | 14 | 76 (stronger) |
| Funding & liquidity | 41 (stronger) | 28 |
| Problem-loan coverage | 80 | 97 (stronger) |
| Peer percentile | 7th | 36th |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $980.9M | $1.1B |
| Capital ratio | 12.88% (stronger) | 8.85% |
| Problem loans | 1.88% | 0.10% (stronger) |
| Net charge-offs | 0.19% | -0.01% (stronger) |
| Return on assets | -0.14% | 1.40% (stronger) |
| Loans ÷ deposits | 90.6% (stronger) | 93.7% |
| Uninsured deposits | 40.7% (stronger) | 50.1% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
Legacy Bank has the higher TellerScore (65 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Evolve Bank & Trust leads on 3 and Legacy Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.