Side-by-side · Q2 2026 data
Ewa Federal Credit Union vs Hamakua Federal Credit Union
Metric by metric
| Measure | Ewa Federal Credit Union | Hamakua Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 78 | 87 (stronger) |
| Earnings | 60 | 77 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 80th | 89th |
| Total assets | $13.1M | $23.4M |
| Deposits / shares | $9.9M | $19.9M |
| Capital ratio | 23.87% (stronger) | 14.53% |
| Problem loans | 0.65% | 0.38% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.99% | 1.43% (stronger) |
| Loans ÷ deposits | 32.2% (stronger) | 47.9% |
| Uninsured deposits | 0.2% (stronger) | 6.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hamakua Federal Credit Union has the higher TellerScore (90 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Ewa Federal Credit Union leads on 4 and Hamakua Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.