Headquartered in Ewa Beach, Hawaii, Ewa Federal Credit Union is a federal credit union with $13.1M in total assets and $9.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1937.
Ewa Federal Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in Hawaii, it ranks 8th. Capital cushion contributes the most (100/100, 23.87%); earnings contributes the least (60/100, 0.99%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (83 → 86), mostly because the earnings component improved by 41 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 73 |
| Q4 2024 | 61 |
| Q1 2025 | 81 |
| Q2 2025 | 83 |
| Q3 2025 | 85 |
| Q4 2025 | 81 |
| Q1 2026 | 90 |
| Q2 2026 | 86 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.60% |
| Q3 2024 | 22.54% |
| Q4 2024 | 22.89% |
| Q1 2025 | 22.46% |
| Q2 2025 | 22.59% |
| Q3 2025 | 22.98% |
| Q4 2025 | 23.11% |
| Q1 2026 | 23.25% |
| Q2 2026 | 23.87% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 1.64% |
| Q4 2024 | 2.93% |
| Q1 2025 | 0.10% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.43% |
| Q1 2026 | 0.09% |
| Q2 2026 | 0.65% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.49% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.27% |
| Q1 2025 | -0.27% |
| Q2 2025 | -0.02% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.08% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $13.1M | 23.87% | 0.65% | 0.99% | 32.2% |
| Q1 2026 | 90 | $13.2M | 23.25% | 0.09% | 0.84% | 30.4% |
| Q4 2025 | 81 | $13.2M | 23.11% | 0.43% | 0.08% | 30.9% |
| Q3 2025 | 85 | $13.3M | 22.98% | 0.02% | 0.10% | 31.1% |
| Q2 2025 | 83 | $13.5M | 22.59% | 0.07% | -0.02% | 29.6% |
| Q1 2025 | 81 | $13.5M | 22.46% | 0.10% | -0.27% | 29.1% |
| Q4 2024 | 61 | $13.3M | 22.89% | 2.93% | 0.27% | 32.8% |
| Q3 2024 | 73 | $13.5M | 22.54% | 1.64% | 0.44% | 32.7% |
| Q2 2024 | 82 | $14.1M | 21.60% | 0.66% | 0.49% | 32.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Hawaii
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local Union 1186 Ibew Federal Credit UnionCredit union Honolulu, HI | 69 out of 100, Moderate | $12.8M | 14.9% | 1.98% | vs |
| Kahuku Federal Credit UnionCredit union Kahuku, HI | 40 out of 100, Below average | $7.7M | 14.0% | 9.24% | vs |
| Hamakua Federal Credit UnionCredit union Pepeekeo, HI | 90 out of 100, Very strong | $23.4M | 14.5% | 0.38% | vs |
| Glover Federal Credit UnionCredit union Honolulu, HI | 92 out of 100, Very strong | $2.6M | 34.5% | 0.00% | vs |
| Plumbers & Fitters Local 675 Federal Credit UnionCredit union Honolulu, HI | 67 out of 100, Moderate | $2.3M | 20.1% | 6.55% | vs |
| Onomea Federal Credit UnionCredit union Papaikou, HI | 90 out of 100, Very strong | $26.0M | 18.3% | 0.46% | vs |
Deposit insurance
Is my money safe at Ewa Federal Credit Union?
Yes. Ewa Federal Credit Union is a federally insured credit union (NCUA charter #1987). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.2% of shares and deposits ($17K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 23.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Ewa Federal Credit Union lists 1 office in 1 city. Most locations:
- Ewa Beach, HI (1)
Identity & history
Profile
- Legal name
- Ewa Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 1987
- RSSD ID
- 200770
- Primary regulator
- NCUA
- Established
- 1937
- Headquarters
- PO Box 60459, Ewa Beach, HI 96706
- Employees
- 3
Quick answers
Ewa Federal Credit Union: common questions
Is Ewa Federal Credit Union NCUA insured?
Yes. Ewa Federal Credit Union is a federally insured credit union (NCUA charter #1987). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ewa Federal Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ewa Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Ewa Beach
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Hawaii Federal Credit UnionCredit union Honolulu, HI | 89 out of 100, Very strong | $104.0M | 15.2% | 0.23% | vs |
| Waialua Federal Credit UnionCredit union Waialua, HI | 88 out of 100, Very strong | $47.4M | 17.8% | 0.16% | vs |
| Hawaii Schools Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $78.9M | 13.2% | 0.18% | vs |
| Hawaiian Electric Employees Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $37.1M | 18.4% | 1.02% | vs |
| University of Hawaii Federal Credit UnionCredit union Honolulu, HI | 81 out of 100, Strong | $975.7M | 11.4% | 0.30% | vs |