Side-by-side · Q2 2026 data
Ewa Federal Credit Union vs University of Hawaii Federal Credit Union
Credit union
University of Hawaii Federal Credit Union
Honolulu, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Ewa Federal Credit Union | University of Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 78 | 90 (stronger) |
| Earnings | 60 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 80th | 80th |
| Total assets | $13.1M | $975.7M |
| Deposits / shares | $9.9M | $895.9M |
| Capital ratio | 23.87% (stronger) | 11.43% |
| Problem loans | 0.65% | 0.30% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.99% | 1.31% (stronger) |
| Loans ÷ deposits | 32.2% (stronger) | 43.5% |
| Uninsured deposits | 0.2% (stronger) | 10.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
Ewa Federal Credit Union has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Ewa Federal Credit Union leads on 5 and University of Hawaii Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.