Side-by-side · Q2 2026 data
Ewa Federal Credit Union vs Waialua Federal Credit Union
Metric by metric
| Measure | Ewa Federal Credit Union | Waialua Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 78 | 95 (stronger) |
| Earnings | 60 (stronger) | 48 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 80th | 85th |
| Total assets | $13.1M | $47.4M |
| Deposits / shares | $9.9M | $39.0M |
| Capital ratio | 23.87% (stronger) | 17.76% |
| Problem loans | 0.65% | 0.16% (stronger) |
| Net charge-offs | 0.00% | -0.15% (stronger) |
| Return on assets | 0.99% (stronger) | 0.70% |
| Loans ÷ deposits | 32.2% (stronger) | 48.2% |
| Uninsured deposits | 0.2% (stronger) | 1.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waialua Federal Credit Union has the higher TellerScore (88 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Ewa Federal Credit Union leads on 4 and Waialua Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.