Side-by-side · Q2 2026 data
Excel Federal Credit Union vs Core Credit Union
Metric by metric
| Measure | Excel Federal Credit Union | Core Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 86 (stronger) | 78 |
| Loan quality | 83 | 88 (stronger) |
| Earnings | 67 (stronger) | 55 |
| Funding & liquidity | 61 | 89 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 76th | 76th |
| Total assets | $174.0M | $151.6M |
| Deposits / shares | $113.8M | $130.3M |
| Capital ratio | 13.60% (stronger) | 12.75% |
| Problem loans | 0.50% | 0.37% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.22% |
| Return on assets | 1.16% (stronger) | 0.89% |
| Loans ÷ deposits | 99.2% | 71.2% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 5.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Excel Federal Credit Union leads on 4 and Core Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.