Side-by-side · Q2 2026 data
Excel Federal Credit Union vs Family First Credit Union
Metric by metric
| Measure | Excel Federal Credit Union | Family First Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 64 |
| Capital cushion | 86 (stronger) | 85 |
| Loan quality | 83 (stronger) | 35 |
| Earnings | 67 (stronger) | 46 |
| Funding & liquidity | 61 | 84 (stronger) |
| Problem-loan coverage | 95 (stronger) | 81 |
| Peer percentile | 76th | 31st |
| Total assets | $174.0M | $136.3M |
| Deposits / shares | $113.8M | $117.8M |
| Capital ratio | 13.60% (stronger) | 13.48% |
| Problem loans | 0.50% (stronger) | 1.94% |
| Net charge-offs | 0.14% (stronger) | 0.32% |
| Return on assets | 1.16% (stronger) | 0.66% |
| Loans ÷ deposits | 99.2% | 76.1% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 5.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Excel Federal Credit Union has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Excel Federal Credit Union leads on 6 and Family First Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.