Side-by-side · Q2 2026 data
Exchange Bank & Trust vs Stationery Credit Union
Metric by metric
| Measure | Exchange Bank & Trust | Stationery Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 72 |
| Capital cushion | 80 | 88 (stronger) |
| Loan quality | 92 (stronger) | 68 |
| Earnings | 88 (stronger) | 18 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 92nd | 44th |
| Total assets | $626.8M | $17.0M |
| Deposits / shares | $539.7M | $14.6M |
| Capital ratio | 12.97% | 13.78% (stronger) |
| Problem loans | 0.23% (stronger) | 0.96% |
| Net charge-offs | 0.01% (stronger) | 0.65% |
| Return on assets | 1.70% (stronger) | -0.05% |
| Loans ÷ deposits | 66.8% | 33.9% (stronger) |
| Uninsured deposits | 18.5% | 0.3% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
Exchange Bank & Trust has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank & Trust leads on 4 and Stationery Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.