Side-by-side · Q2 2026 data
Exchange Bank and Trust Company, Natchitoches, Louisiana vs Simmesport State Bank
Bank
Exchange Bank and Trust Company, Natchitoches, Louisiana
Natchitoches, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Exchange Bank and Trust Company, Natchitoches, Louisiana | Simmesport State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 54 |
| Capital cushion | 64 | 73 (stronger) |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 58 | 71 (stronger) |
| Problem-loan coverage | 91 (stronger) | 54 |
| Peer percentile | 61st | 10th |
| Total assets | $212.5M | $198.5M |
| Deposits / shares | $191.3M | $173.0M |
| Capital ratio | 11.42% | 12.28% (stronger) |
| Problem loans | 0.89% (stronger) | 3.15% |
| Net charge-offs | 0.00% (stronger) | 0.66% |
| Return on assets | 2.35% (stronger) | 1.50% |
| Loans ÷ deposits | 53.8% (stronger) | 89.7% |
| Uninsured deposits | 53.4% | 11.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange Bank and Trust Company, Natchitoches, Louisiana has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank and Trust Company, Natchitoches, Louisiana leads on 5 and Simmesport State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.