Side-by-side · Q2 2026 data
Exchange Bank vs Macon Firemen'S Credit Union
Metric by metric
| Measure | Exchange Bank | Macon Firemen'S Credit Union |
|---|---|---|
| TellerScore | 66 | 90 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 99 (stronger) | 81 |
| Earnings | 0 | 96 (stronger) |
| Funding & liquidity | 70 | 72 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 31st | 89th |
| Total assets | $410.3M | $5.9M |
| Deposits / shares | $358.9M | $4.3M |
| Capital ratio | 11.93% | 27.10% (stronger) |
| Problem loans | 0.03% (stronger) | 0.56% |
| Net charge-offs | 0.02% | -0.07% (stronger) |
| Return on assets | -0.70% | 1.89% (stronger) |
| Loans ÷ deposits | 84.2% (stronger) | 88.2% |
| Uninsured deposits | 20.7% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Macon Firemen'S Credit Union has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 2 and Macon Firemen'S Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.