Side-by-side · Q2 2026 data
Exchange Bank vs Touchmark National Bank
Metric by metric
| Measure | Exchange Bank | Touchmark National Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 38 |
| Capital cushion | 69 | 81 (stronger) |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 0 | 38 (stronger) |
| Funding & liquidity | 70 (stronger) | 27 |
| Problem-loan coverage | 100 (stronger) | 22 |
| Peer percentile | 31st | 2nd |
| Total assets | $410.3M | $416.9M |
| Deposits / shares | $358.9M | $356.4M |
| Capital ratio | 11.93% | 13.11% (stronger) |
| Problem loans | 0.03% (stronger) | 5.07% |
| Net charge-offs | 0.02% (stronger) | 0.13% |
| Return on assets | -0.70% | 0.45% (stronger) |
| Loans ÷ deposits | 84.2% (stronger) | 88.3% |
| Uninsured deposits | 20.7% (stronger) | 55.0% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange Bank has the higher TellerScore (66 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 5 and Touchmark National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.