TellerScore

Touchmark National Bank (FDIC certificate #58687) is based in Alpharetta, Georgia. Its Q2 2026 call report shows $416.9M in total assets and $356.4M in deposits and 1 office.

Based on its Q2 2026 filing, Touchmark National Bank scores 38/100, which we describe as low. That is higher than only 2% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 121st. Its strongest component is capital cushion (81/100; 13.11%), and its lowest is loan quality (0/100; 5.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion81/100
Tier 1 leverage ratio: 13.11%
Loan quality0/100
Noncurrent loans ÷ total loans: 5.07%
Earnings38/100
Return on assets (annualized): 0.45%
Funding & liquidity27/100
Loans ÷ deposits and uninsured-deposit share: 88.3% · 55.0% uninsured
Problem-loan coverage22/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 39.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (40 → 38), mostly because the funding & liquidity component weakened by 19 points.

TellerScore
353942Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202438
Q3 202442
Q4 202439
Q1 202538
Q2 202540
Q3 202540
Q4 202537
Q1 202635
Q2 202638
Tier 1 leverage ratio
5.00%9.05%13.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.08%
Q3 202411.99%
Q4 202411.56%
Q1 202511.97%
Q2 202512.49%
Q3 202512.71%
Q4 202512.60%
Q1 202612.85%
Q2 202613.11%
Noncurrent loans
4.26%5.18%6.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20245.70%
Q3 20245.62%
Q4 20244.26%
Q1 20254.45%
Q2 20254.67%
Q3 20255.01%
Q4 20256.10%
Q1 20265.23%
Q2 20265.07%
Return on assets
0.13%0.62%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.02%
Q3 20241.10%
Q4 20240.78%
Q1 20250.68%
Q2 20250.55%
Q3 20250.57%
Q4 20250.53%
Q1 20260.13%
Q2 20260.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202638$416.9M13.11%5.07%0.45%88.3%
Q1 202635$410.9M12.85%5.23%0.13%90.6%
Q4 202537$418.4M12.60%6.10%0.53%89.5%
Q3 202540$417.8M12.71%5.01%0.57%91.2%
Q2 202540$426.1M12.49%4.67%0.55%89.8%
Q1 202538$432.5M11.97%4.45%0.68%96.5%
Q4 202439$448.8M11.56%4.26%0.78%96.5%
Q3 202442$465.8M11.99%5.62%1.10%95.9%
Q2 202438$481.0M11.08%5.70%1.02%97.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.11%
76th
Total risk-based capital45.50%
99th
Problem loans5.07%
2nd
Net charge-offs0.13%
17th
Return on assets0.45%
11th
Net interest margin2.37%
2nd
Efficiency ratio70.1%
30th
Loans to deposits88.3%
30th
Uninsured deposits55.0%
3rd
Loan-loss reserves0.83%
13th
Texas ratio39.2%
1st

Similar-size banks in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
F&M BankBank Washington, GA88 out of 100, Very strong$419.9M14.9%0.38%vs
The Citizens Bank of SwainsboroBank Swainsboro, GA82 out of 100, Strong$420.5M12.3%0.36%vs
CIBC National Trust CompanyBank Atlanta, GA93 out of 100, Very strong$412.8M59.6%0.00%vs
Great Oaks BankBank Richmond Hill, GA76 out of 100, Strong$422.0M10.3%0.10%vs
River City BankBank Rome, GA77 out of 100, Strong$423.4M10.1%0.00%vs
Exchange BankBank Milledgeville, GA66 out of 100, Moderate$410.3M11.9%0.03%vs

Deposit insurance

Is my money safe at Touchmark National Bank?

Yes. Touchmark National Bank is an FDIC-insured institution (FDIC certificate #58687). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 55.0% of deposits ($196.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 45.50% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Touchmark National Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Touchmark National Bank
Type
National bank
FDIC certificate #
58687
RSSD ID
3645840
Primary regulator
OCC
Holding company
Touchmark Bancshares Inc
Established
January 28, 2008
Headquarters
3651 Old Milton Pkwy, Alpharetta, GA 30005
Employees
28

Quick answers

Touchmark National Bank: common questions

Is Touchmark National Bank FDIC insured?

Yes. Touchmark National Bank is an FDIC-insured institution (FDIC certificate #58687). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Touchmark National Bank's TellerScore?

38 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Touchmark National Bank ever failed?

There is no failure record for FDIC certificate #58687 in the FDIC failed bank list.

How many branches does Touchmark National Bank have?

1 office as of the latest FDIC data.

Nearby

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