Side-by-side · Q2 2026 data
Exchange Bank vs Redwood Credit Union
Metric by metric
| Measure | Exchange Bank | Redwood Credit Union |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 76 | 83 (stronger) |
| Loan quality | 82 (stronger) | 76 |
| Earnings | 56 | 73 (stronger) |
| Funding & liquidity | 86 (stronger) | 69 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 83rd | 88th |
| Total assets | $3.2B | $10.7B |
| Deposits / shares | $2.8B | $9.3B |
| Capital ratio | 12.64% | 13.26% (stronger) |
| Problem loans | 0.55% (stronger) | 0.72% |
| Net charge-offs | 0.52% (stronger) | 0.73% |
| Return on assets | 0.91% | 1.34% (stronger) |
| Loans ÷ deposits | 62.7% (stronger) | 91.4% |
| Uninsured deposits | 25.9% | 12.8% (stronger) |
| Offices | 18 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
Redwood Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 3 and Redwood Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Santa Rosa, CA
- Petaluma, CA
- Cloverdale, CA
- Sonoma, CA
- Windsor, CA
- San Rafael, CA
- Rohnert Park, CA