Side-by-side · Q2 2026 data
Exchange Bank Co. vs Lee County Credit Union
Metric by metric
| Measure | Exchange Bank Co. | Lee County Credit Union |
|---|---|---|
| TellerScore | 69 | 91 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 93 (stronger) | 80 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 40th | 90th |
| Total assets | $341.5M | $3.2M |
| Deposits / shares | $306.1M | $2.2M |
| Capital ratio | 9.11% | 31.82% (stronger) |
| Problem loans | 1.33% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 2.01% (stronger) | 1.28% |
| Loans ÷ deposits | 67.4% (stronger) | 79.8% |
| Uninsured deposits | 12.4% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lee County Credit Union has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank Co. leads on 3 and Lee County Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.