TellerScore

Lee County Credit Union is a federally insured state-chartered credit union headquartered in Keokuk, Iowa, in business for about 60 years. At the end of Q2 2026 it reported $3.2M in total assets and $2.2M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Lee County Credit Union scores 91/100, which we describe as very strong. That is higher than 90% of 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 10th. Its strongest component is capital cushion (100/100; 31.82%), and its lowest is earnings (71/100; 1.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 31.82%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings71/100
Return on assets (annualized): 1.28%
Funding & liquidity80/100
Loans ÷ shares: 79.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (89 → 91), mostly because the funding & liquidity component improved by 12 points.

TellerScore
667991Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202471
Q4 202478
Q1 202572
Q2 202589
Q3 202589
Q4 202589
Q1 202687
Q2 202691
Net worth ratio
7.00%19.41%31.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202428.02%
Q3 202429.07%
Q4 202429.26%
Q1 202529.99%
Q2 202529.81%
Q3 202530.33%
Q4 202531.13%
Q1 202630.22%
Q2 202631.82%
Delinquent loans (60+ days)
0.00%1.71%3.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.42%
Q3 20242.54%
Q4 20241.30%
Q1 20251.63%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.76%1.36%1.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.82%
Q3 20241.97%
Q4 20241.52%
Q1 20251.04%
Q2 20251.28%
Q3 20251.15%
Q4 20250.99%
Q1 20260.76%
Q2 20261.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$3.2M31.82%0.00%1.28%79.8%
Q1 202687$3.3M30.22%0.00%0.76%76.9%
Q4 202589$3.2M31.13%0.00%0.99%81.5%
Q3 202589$3.3M30.33%0.00%1.15%87.8%
Q2 202589$3.3M29.81%0.00%1.28%91.9%
Q1 202572$3.3M29.99%1.63%1.04%101.1%
Q4 202478$3.3M29.26%1.30%1.52%105.5%
Q3 202471$3.3M29.07%2.54%1.97%102.4%
Q2 202466$3.4M28.02%3.42%1.82%100.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio31.82%
95th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.28%
78th
Loans to deposits79.8%
20th
Uninsured deposits0.0%
81st
Loan-loss reserves1.26%
85th
Texas ratio0.0%
93rd

Similar-size credit unions in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Des Moines Fire Department Credit UnionCredit union Des Moines, IA70 out of 100, Strong$3.4M24.1%2.04%vs
Waterloo Firemen'S Credit UnionCredit union Waterloo, IA90 out of 100, Very strong$2.9M13.3%0.00%vs
Dubuque Postal Employees Credit UnionCredit union Dubuque, IA92 out of 100, Very strong$4.3M15.3%0.00%vs
Gas & Electric Employees Credit UnionCredit union Mason City, IA69 out of 100, Moderate$4.5M48.1%4.11%vs
S E C U Credit UnionCredit union Keokuk, IA72 out of 100, Strong$1.8M35.4%2.61%vs
Burlington Municipal Employees Credit UnionCredit union Burlington, IA80 out of 100, Strong$4.7M15.6%0.87%vs

Deposit insurance

Is my money safe at Lee County Credit Union?

Yes. Lee County Credit Union is a federally insured credit union (NCUA charter #61393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 31.82%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Lee County Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lee County Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61393
RSSD ID
998992
Primary regulator
State + NCUA
Established
1966
Headquarters
Po Box 907, Keokuk, IA 52632
Employees
2

Quick answers

Lee County Credit Union: common questions

Is Lee County Credit Union NCUA insured?

Yes. Lee County Credit Union is a federally insured credit union (NCUA charter #61393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lee County Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lee County Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Keokuk

InstitutionScoreAssetsCapitalProblem loansCompare
Town & Country Bank MidwestBank Quincy, IL92 out of 100, Very strong$279.3M14.9%0.15%vs
State Central BankBank Bonaparte, IA84 out of 100, Strong$63.2M16.1%1.11%vs
Du Pont Employees Credit UnionCredit union Fort Madison, IA84 out of 100, Strong$6.8M11.8%0.00%vs
The Bank of AdvanceBank Advance, MO81 out of 100, Strong$509.9M13.0%0.75%vs
Farmers Savings BankBank Wever, IA80 out of 100, Strong$130.5M13.7%0.27%vs
Aim Credit UnionCredit union Dubuque, IA79 out of 100, Strong$201.2M13.1%0.60%vs