Side-by-side · Q2 2026 data
Exchange Bank of Missouri vs F & C Bank
Metric by metric
| Measure | Exchange Bank of Missouri | F & C Bank |
|---|---|---|
| TellerScore | 49 | 78 (stronger) |
| Capital cushion | 45 | 60 (stronger) |
| Loan quality | 14 | 87 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 44 | 59 (stronger) |
| Problem-loan coverage | 52 | 94 (stronger) |
| Peer percentile | 6th | 72nd |
| Total assets | $453.8M | $481.0M |
| Deposits / shares | $409.7M | $420.7M |
| Capital ratio | 9.51% | 11.01% (stronger) |
| Problem loans | 2.59% | 0.38% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 2.01% | 2.34% (stronger) |
| Loans ÷ deposits | 84.1% (stronger) | 101.7% |
| Uninsured deposits | 44.4% | 10.5% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
F & C Bank has the higher TellerScore (78 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank of Missouri leads on 2 and F & C Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.