Side-by-side · Q2 2026 data
Exchange Bank of Missouri vs New Era Bank
Metric by metric
| Measure | Exchange Bank of Missouri | New Era Bank |
|---|---|---|
| TellerScore | 49 | 95 (stronger) |
| Capital cushion | 45 | 90 (stronger) |
| Loan quality | 14 | 99 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 44 | 93 (stronger) |
| Problem-loan coverage | 52 | 95 (stronger) |
| Peer percentile | 6th | 99th |
| Total assets | $453.8M | $453.1M |
| Deposits / shares | $409.7M | $387.7M |
| Capital ratio | 9.51% | 13.98% (stronger) |
| Problem loans | 2.59% | 0.02% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 2.01% | 2.46% (stronger) |
| Loans ÷ deposits | 84.1% | 64.7% (stronger) |
| Uninsured deposits | 44.4% | 17.1% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Era Bank has the higher TellerScore (95 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank of Missouri leads on 1 and New Era Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.