New Era Bank is a state-chartered bank headquartered in Fredericktown, Missouri, in business for about 92 years. At the end of Q2 2026 it reported $453.1M in total assets and $387.7M in deposits, with 8 offices.
Based on its Q2 2026 filing, New Era Bank scores 95/100, which we describe as very strong. That is higher than 99% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 3rd. Its strongest component is earnings (100/100; 2.46%), and its lowest is capital cushion (90/100; 13.98%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 28 points (67 → 95), mostly because the loan quality component improved by 93 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 90 |
| Q4 2024 | 84 |
| Q1 2025 | 63 |
| Q2 2025 | 67 |
| Q3 2025 | 87 |
| Q4 2025 | 87 |
| Q1 2026 | 95 |
| Q2 2026 | 95 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.45% |
| Q3 2024 | 12.78% |
| Q4 2024 | 12.92% |
| Q1 2025 | 12.85% |
| Q2 2025 | 13.04% |
| Q3 2025 | 13.34% |
| Q4 2025 | 13.48% |
| Q1 2026 | 13.88% |
| Q2 2026 | 13.98% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.13% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.80% |
| Q1 2025 | 3.25% |
| Q2 2025 | 2.83% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.78% |
| Q1 2026 | 0.04% |
| Q2 2026 | 0.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.93% |
| Q3 2024 | 1.99% |
| Q4 2024 | 1.98% |
| Q1 2025 | 1.77% |
| Q2 2025 | 2.15% |
| Q3 2025 | 2.31% |
| Q4 2025 | 2.41% |
| Q1 2026 | 2.35% |
| Q2 2026 | 2.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 95 | $453.1M | 13.98% | 0.02% | 2.46% | 64.7% |
| Q1 2026 | 95 | $449.2M | 13.88% | 0.04% | 2.35% | 65.2% |
| Q4 2025 | 87 | $438.6M | 13.48% | 0.78% | 2.41% | 67.3% |
| Q3 2025 | 87 | $439.8M | 13.34% | 0.79% | 2.31% | 65.5% |
| Q2 2025 | 67 | $433.6M | 13.04% | 2.83% | 2.15% | 65.0% |
| Q1 2025 | 63 | $433.8M | 12.85% | 3.25% | 1.77% | 67.0% |
| Q4 2024 | 84 | $425.4M | 12.92% | 0.80% | 1.98% | 70.8% |
| Q3 2024 | 90 | $417.1M | 12.78% | 0.16% | 1.99% | 72.2% |
| Q2 2024 | 89 | $419.4M | 12.45% | 0.13% | 1.93% | 70.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Exchange Bank of MissouriBank Fayette, MO | 49 out of 100, Below average | $453.8M | 9.5% | 2.59% | vs |
| Community Bank and TrustBank Neosho, MO | 72 out of 100, Strong | $445.1M | 8.4% | 0.13% | vs |
| The Missouri BankBank Warrenton, MO | 88 out of 100, Very strong | $461.5M | 12.6% | 0.13% | vs |
| F & C BankBank Holden, MO | 78 out of 100, Strong | $481.0M | 11.0% | 0.38% | vs |
| Heritage Bank of the OzarksBank Lebanon, MO | 45 out of 100, Below average | $424.0M | 9.6% | 2.74% | vs |
| Bank of Franklin CountyBank Washington, MO | 65 out of 100, Moderate | $419.4M | 9.5% | 0.27% | vs |
Deposit insurance
Is my money safe at New Era Bank?
Yes. New Era Bank is an FDIC-insured institution (FDIC certificate #14546). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.1% of deposits ($66.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.98%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
8 locations
Branches
New Era Bank lists 6 offices in 5 cities. Most locations:
- Farmington, MO (2)
- Bonne Terre, MO (1)
- Desloge, MO (1)
- Fredericktown, MO (1)
- Park Hills, MO (1)
Identity & history
Profile
- Legal name
- New Era Bank
- Type
- State-chartered bank
- FDIC certificate #
- 14546
- RSSD ID
- 1014657
- Primary regulator
- FDIC
- Holding company
- New Era Bcorp Inc
- Established
- January 1, 1934
- Headquarters
- 101 S Mine La Motte St, Fredericktown, MO 63645
- Website
- www.newerabank.com
- Employees
- 66
Quick answers
New Era Bank: common questions
Is New Era Bank FDIC insured?
Yes. New Era Bank is an FDIC-insured institution (FDIC certificate #14546). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is New Era Bank's TellerScore?
95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has New Era Bank ever failed?
There is no failure record for FDIC certificate #14546 in the FDIC failed bank list.
How many branches does New Era Bank have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fredericktown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Community BankBank Greenville, MO | 83 out of 100, Strong | $735.2M | 18.5% | 1.23% | vs |
| Ozarks Federal Savings and Loan AssociationBank Farmington, MO | 76 out of 100, Strong | $277.2M | 15.1% | 0.95% | vs |
| Belgrade State BankBank Belgrade, MO | 74 out of 100, Strong | $548.0M | 10.1% | 0.35% | vs |
| Great Southern BankBank Reeds Spring, MO | 73 out of 100, Strong | $5.5B | 11.3% | 0.02% | vs |
| First State Community BankBank Farmington, MO | 73 out of 100, Strong | $4.5B | 11.7% | 1.07% | vs |
| Southeast Missouri Community Credit UnionCredit union Park Hills, MO | 68 out of 100, Moderate | $6.4M | 8.7% | 0.18% | vs |