Side-by-side · Q2 2026 data
Exchange State Bank vs Security Savings Bank
Metric by metric
| Measure | Exchange State Bank | Security Savings Bank |
|---|---|---|
| TellerScore | 71 | 89 (stronger) |
| Capital cushion | 62 | 82 (stronger) |
| Loan quality | 67 | 99 (stronger) |
| Earnings | 99 | 100 (stronger) |
| Funding & liquidity | 46 | 65 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 47th | 94th |
| Total assets | $146.0M | $193.7M |
| Deposits / shares | $117.5M | $161.1M |
| Capital ratio | 11.17% | 13.17% (stronger) |
| Problem loans | 1.00% | 0.04% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.97% | 2.22% (stronger) |
| Loans ÷ deposits | 103.4% | 89.3% (stronger) |
| Uninsured deposits | 25.0% | 20.4% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | 4.3% |
Security Savings Bank has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Exchange State Bank leads on 0 and Security Savings Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.