Side-by-side · Q2 2026 data
Excite Credit Union vs Premier One Credit Union
Metric by metric
| Measure | Excite Credit Union | Premier One Credit Union |
|---|---|---|
| TellerScore | 51 | 65 (stronger) |
| Capital cushion | 19 | 47 (stronger) |
| Loan quality | 82 | 92 (stronger) |
| Earnings | 21 | 36 (stronger) |
| Funding & liquidity | 80 (stronger) | 73 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 7th | 34th |
| Total assets | $613.8M | $655.7M |
| Deposits / shares | $575.0M | $556.5M |
| Capital ratio | 6.89% | 9.71% (stronger) |
| Problem loans | 0.54% | 0.25% (stronger) |
| Net charge-offs | 0.88% | 0.50% (stronger) |
| Return on assets | 0.03% | 0.40% (stronger) |
| Loans ÷ deposits | 80.4% (stronger) | 86.9% |
| Uninsured deposits | 6.5% (stronger) | 10.7% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Premier One Credit Union has the higher TellerScore (65 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Excite Credit Union leads on 2 and Premier One Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.