Side-by-side · Q2 2026 data
Expree Credit Union vs Service One Credit Union
Credit union
Service One Credit Union
Bowling Green, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Expree Credit Union | Service One Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 53 |
| Capital cushion | 59 (stronger) | 45 |
| Loan quality | 74 (stronger) | 53 |
| Earnings | 53 (stronger) | 36 |
| Funding & liquidity | 71 | 77 (stronger) |
| Problem-loan coverage | 89 (stronger) | 78 |
| Peer percentile | 37th | 9th |
| Total assets | $119.1M | $269.1M |
| Deposits / shares | $105.4M | $242.9M |
| Capital ratio | 10.86% (stronger) | 9.51% |
| Problem loans | 0.77% (stronger) | 1.40% |
| Net charge-offs | 0.55% | 0.21% (stronger) |
| Return on assets | 0.82% (stronger) | 0.41% |
| Loans ÷ deposits | 89.0% | 83.5% (stronger) |
| Uninsured deposits | 9.7% | 5.3% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Expree Credit Union has the higher TellerScore (66 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Expree Credit Union leads on 4 and Service One Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.