Side-by-side · Q2 2026 data
Extraco Banks, National Association vs TexasBank
Metric by metric
| Measure | Extraco Banks, National Association | TexasBank |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 37 | 79 (stronger) |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 37 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 58th | 90th |
| Total assets | $2.6B | $2.5B |
| Deposits / shares | $2.1B | $2.0B |
| Capital ratio | 8.67% | 12.87% (stronger) |
| Problem loans | 0.04% (stronger) | 0.41% |
| Net charge-offs | 0.04% (stronger) | 0.12% |
| Return on assets | 0.78% | 2.33% (stronger) |
| Loans ÷ deposits | 62.9% (stronger) | 105.3% |
| Uninsured deposits | 19.2% (stronger) | 30.9% |
| Offices | 14 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
TexasBank has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Extraco Banks, National Association leads on 4 and TexasBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.