TexasBank is a state-chartered bank headquartered in Fort Worth, Texas, in business for about 60 years. At the end of Q2 2026 it reported $2.5B in total assets and $2.0B in deposits, with 20 offices.
TexasBank has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 90% of its 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 91st. Earnings contributes the most (100/100, 2.33%); funding & liquidity contributes the least (37/100, 105% loans-to-deposits, 31% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (69 → 80), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 71 |
| Q4 2024 | 73 |
| Q1 2025 | 70 |
| Q2 2025 | 69 |
| Q3 2025 | 73 |
| Q4 2025 | 63 |
| Q1 2026 | 78 |
| Q2 2026 | 80 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.72% |
| Q3 2024 | 11.05% |
| Q4 2024 | 10.93% |
| Q1 2025 | 10.79% |
| Q2 2025 | 11.45% |
| Q3 2025 | 12.02% |
| Q4 2025 | 12.30% |
| Q1 2026 | 12.67% |
| Q2 2026 | 12.87% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.76% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.60% |
| Q4 2025 | 1.78% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.41% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.68% |
| Q3 2024 | 1.69% |
| Q4 2024 | 1.74% |
| Q1 2025 | 1.39% |
| Q2 2025 | 1.61% |
| Q3 2025 | 1.73% |
| Q4 2025 | 1.79% |
| Q1 2026 | 2.31% |
| Q2 2026 | 2.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $2.5B | 12.87% | 0.41% | 2.33% | 105.3% |
| Q1 2026 | 78 | $2.5B | 12.67% | 0.47% | 2.31% | 101.3% |
| Q4 2025 | 63 | $2.4B | 12.30% | 1.78% | 1.79% | 102.7% |
| Q3 2025 | 73 | $2.4B | 12.02% | 0.60% | 1.73% | 100.1% |
| Q2 2025 | 69 | $2.4B | 11.45% | 0.71% | 1.61% | 99.8% |
| Q1 2025 | 70 | $2.6B | 10.79% | 0.27% | 1.39% | 87.3% |
| Q4 2024 | 73 | $2.5B | 10.93% | 0.24% | 1.74% | 88.4% |
| Q3 2024 | 71 | $2.4B | 11.05% | 0.43% | 1.69% | 90.4% |
| Q2 2024 | 66 | $2.3B | 10.72% | 0.76% | 1.68% | 93.1% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American National Bank & TrustBank Wichita Falls, TX | 61 out of 100, Moderate | $2.5B | 10.2% | 0.88% | vs |
| Community National BankBank Midland, TX | 70 out of 100, Strong | $2.5B | 12.7% | 1.66% | vs |
| First United BankBank Dimmitt, TX | 77 out of 100, Strong | $2.4B | 11.2% | 0.41% | vs |
| Horizon Bank, SSBBank Austin, TX | 72 out of 100, Strong | $2.6B | 9.0% | 0.00% | vs |
| Extraco Banks, National AssociationBank Temple, TX | 70 out of 100, Strong | $2.6B | 8.7% | 0.04% | vs |
| State Bank of TexasBank Irving, TX | 74 out of 100, Strong | $2.6B | 15.7% | 2.16% | vs |
Deposit insurance
Is my money safe at TexasBank?
Yes. TexasBank is an FDIC-insured institution (FDIC certificate #19559). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.9% of deposits ($620.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.87%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.64% (benchmark: 10%).
20 locations
Branches
TexasBank lists 17 offices in 11 cities. Most locations:
- Fort Worth, TX (3)
- Brownwood, TX (2)
- El Paso, TX (2)
- Stephenville, TX (2)
- Weatherford, TX (2)
- Bangs, TX (1)
- Comanche, TX (1)
- Dallas, TX (1)
- Decatur, TX (1)
- Dublin, TX (1)
- Eastland, TX (1)
Identity & history
Profile
- Legal name
- TexasBank
- Former names
- The Southwest State Bank; Texas Bank; InterFirst Bank Brownwood
- Type
- State-chartered bank
- FDIC certificate #
- 19559
- RSSD ID
- 232856
- Primary regulator
- FDIC
- Holding company
- Texas Banc Financial Corp
- Established
- March 7, 1966
- Headquarters
- 4521 S Hulen St, Fort Worth, TX 76109
- Website
- www.texasbank.com
- Employees
- 406
Quick answers
TexasBank: common questions
Is TexasBank FDIC insured?
Yes. TexasBank is an FDIC-insured institution (FDIC certificate #19559). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is TexasBank's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has TexasBank ever failed?
There is no failure record for FDIC certificate #19559 in the FDIC failed bank list.
How many branches does TexasBank have?
20 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fort Worth
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fort Worth City Credit UnionCredit union Fort Worth, TX | 93 out of 100, Very strong | $336.8M | 13.1% | 0.03% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX | 89 out of 100, Very strong | $11.9M | 20.9% | 1.07% | vs |
| First National Bank of BurlesonBank Burleson, TX | 89 out of 100, Very strong | $250.8M | 12.6% | 0.00% | vs |
| Allied Federal Credit UnionCredit union Arlington, TX | 88 out of 100, Very strong | $137.6M | 12.2% | 0.23% | vs |
| American First National BankBank Houston, TX | 87 out of 100, Very strong | $2.9B | 14.4% | 0.42% | vs |