Side-by-side · Q2 2026 data
Extraco Banks, National Association vs The Buckholts State Bank
Metric by metric
| Measure | Extraco Banks, National Association | The Buckholts State Bank |
|---|---|---|
| TellerScore | 70 | 96 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 78 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 58th | 99th |
| Total assets | $2.6B | $138.8M |
| Deposits / shares | $2.1B | $114.4M |
| Capital ratio | 8.67% | 17.62% (stronger) |
| Problem loans | 0.04% | 0.02% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.78% | 2.89% (stronger) |
| Loans ÷ deposits | 62.9% (stronger) | 75.4% |
| Uninsured deposits | 19.2% (stronger) | 21.5% |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
The Buckholts State Bank has the higher TellerScore (96 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Extraco Banks, National Association leads on 2 and The Buckholts State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.