The Buckholts State Bank (FDIC certificate #11916) is based in Buckholts, Texas. Its Q2 2026 call report shows $138.8M in total assets and $114.4M in deposits and 3 offices.
Based on its Q2 2026 filing, The Buckholts State Bank scores 96/100, which we describe as very strong. That is higher than 99% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 5th. Its strongest component is capital cushion (100/100; 17.62%), and its lowest is funding & liquidity (78/100; 75% loans-to-deposits, 21% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (92 → 96), mostly because the loan quality component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 91 |
| Q3 2024 | 92 |
| Q4 2024 | 92 |
| Q1 2025 | 92 |
| Q2 2025 | 92 |
| Q3 2025 | 92 |
| Q4 2025 | 96 |
| Q1 2026 | 97 |
| Q2 2026 | 96 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.90% |
| Q3 2024 | 17.05% |
| Q4 2024 | 17.21% |
| Q1 2025 | 17.18% |
| Q2 2025 | 17.24% |
| Q3 2025 | 17.44% |
| Q4 2025 | 16.88% |
| Q1 2026 | 17.35% |
| Q2 2026 | 17.62% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.64% |
| Q3 2024 | 0.60% |
| Q4 2024 | 0.56% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.02% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.85% |
| Q3 2024 | 2.82% |
| Q4 2024 | 2.68% |
| Q1 2025 | 2.78% |
| Q2 2025 | 2.89% |
| Q3 2025 | 2.93% |
| Q4 2025 | 2.92% |
| Q1 2026 | 2.88% |
| Q2 2026 | 2.89% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 96 | $138.8M | 17.62% | 0.02% | 2.89% | 75.4% |
| Q1 2026 | 97 | $138.2M | 17.35% | 0.00% | 2.88% | 73.3% |
| Q4 2025 | 96 | $134.6M | 16.88% | 0.10% | 2.92% | 74.2% |
| Q3 2025 | 92 | $132.3M | 17.44% | 0.50% | 2.93% | 74.8% |
| Q2 2025 | 92 | $129.0M | 17.24% | 0.53% | 2.89% | 74.9% |
| Q1 2025 | 92 | $127.4M | 17.18% | 0.55% | 2.78% | 75.2% |
| Q4 2024 | 92 | $122.6M | 17.21% | 0.56% | 2.68% | 78.2% |
| Q3 2024 | 92 | $122.3M | 17.05% | 0.60% | 2.82% | 75.8% |
| Q2 2024 | 91 | $117.9M | 16.90% | 0.64% | 2.85% | 79.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Texas National BankBank Sweetwater, TX | 74 out of 100, Strong | $139.1M | 11.0% | 0.00% | vs |
| First State Bank of BrownsboroBank Brownsboro, TX | 73 out of 100, Strong | $139.9M | 10.4% | 0.52% | vs |
| Peoples State BankBank Rocksprings, TX | 80 out of 100, Strong | $140.0M | 11.0% | 0.10% | vs |
| Pointwest BankBank West, TX | 90 out of 100, Very strong | $137.3M | 12.5% | 0.00% | vs |
| Spur Security BankBank Spur, TX | 77 out of 100, Strong | $140.6M | 12.4% | 0.00% | vs |
| Marion State BankBank Marion, TX | 77 out of 100, Strong | $142.0M | 14.7% | 1.87% | vs |
Deposit insurance
Is my money safe at The Buckholts State Bank?
Yes. The Buckholts State Bank is an FDIC-insured institution (FDIC certificate #11916). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.5% of deposits ($24.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 17.62%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 28.92% (benchmark: 10%).
3 locations
Branches
The Buckholts State Bank lists 3 offices in 3 cities. Most locations:
- Buckholts, TX (1)
- Cameron, TX (1)
- Rogers, TX (1)
Identity & history
Profile
- Legal name
- The Buckholts State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 11916
- RSSD ID
- 53051
- Primary regulator
- FDIC
- Established
- January 1, 1907
- Headquarters
- 100 N 4th St, Buckholts, TX 76518
- Website
- www.buckholtsbank.com
- Employees
- 15
Quick answers
The Buckholts State Bank: common questions
Is The Buckholts State Bank FDIC insured?
Yes. The Buckholts State Bank is an FDIC-insured institution (FDIC certificate #11916). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Buckholts State Bank's TellerScore?
96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Buckholts State Bank ever failed?
There is no failure record for FDIC certificate #11916 in the FDIC failed bank list.
How many branches does The Buckholts State Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Buckholts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens National BankBank Cameron, TX | 86 out of 100, Very strong | $691.8M | 12.7% | 0.00% | vs |
| Rockdale Federal Credit UnionCredit union Rockdale, TX | 85 out of 100, Very strong | $108.2M | 11.7% | 0.08% | vs |
| First Texas BankBank Georgetown, TX | 80 out of 100, Strong | $1.3B | 11.2% | 0.58% | vs |
| Round Top State BankBank Round Top, TX | 80 out of 100, Strong | $974.1M | 11.9% | 0.36% | vs |
| Austin Telco Federal Credit UnionCredit union Austin, TX | 78 out of 100, Strong | $2.5B | 14.0% | 0.35% | vs |
| Central National BankBank Waco, TX | 74 out of 100, Strong | $1.5B | 9.9% | 0.11% | vs |