Side-by-side · Q2 2026 data
F a B Church Federal Credit Union vs Stephens County Community Federal Credit Union
Credit union
F a B Church Federal Credit Union
Savannah, Georgia · Under $100 million in assets
Credit union
Stephens County Community Federal Credit Union
Toccoa, Georgia · Under $100 million in assets
Metric by metric
| Measure | F a B Church Federal Credit Union | Stephens County Community Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 98 (stronger) | 90 |
| Loan quality | 0 | 0 |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 (stronger) | 74 |
| Peer percentile | 26th | 38th |
| Total assets | $488K | $155K |
| Deposits / shares | $409K | $133K |
| Capital ratio | 14.81% (stronger) | 13.97% |
| Problem loans | 13.99% | 13.84% (stronger) |
| Net charge-offs | -1.76% (stronger) | 0.00% |
| Return on assets | 0.74% | 3.63% (stronger) |
| Loans ÷ deposits | 6.4% (stronger) | 16.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stephens County Community Federal Credit Union has the higher TellerScore (69 vs 63). On the 6 directional measures above (where higher or lower is clearly better), F a B Church Federal Credit Union leads on 3 and Stephens County Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.