TellerScore

F a B Church Federal Credit Union is a federal credit union headquartered in Savannah, Georgia, in business for about 72 years. At the end of Q2 2026 it reported $488K in total assets and $409K in member shares and deposits, with 1 office.

F a B Church Federal Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 51st. Funding & liquidity contributes the most (100/100, 6% loans-to-deposits, 0% uninsured); loan quality contributes the least (0/100, 13.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion98/100
Net worth ratio: 14.81%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 13.99%
Earnings49/100
Return on assets (annualized): 0.74%
Funding & liquidity100/100
Loans ÷ shares: 6.4% · 0.0% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.02%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (72 → 63), mostly because the loan quality component weakened by 28 points.

TellerScore
597692Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202475
Q4 202480
Q1 202579
Q2 202572
Q3 202559
Q4 202592
Q1 202689
Q2 202663
Net worth ratio
7.00%12.19%17.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.90%
Q3 202417.00%
Q4 202417.38%
Q1 202516.82%
Q2 202517.02%
Q3 202515.98%
Q4 202516.91%
Q1 202615.94%
Q2 202614.81%
Delinquent loans (60+ days)
0.00%7.00%13.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20248.46%
Q3 20243.56%
Q4 20242.35%
Q1 20251.94%
Q2 20252.15%
Q3 202510.60%
Q4 20250.00%
Q1 20260.00%
Q2 202613.99%
Return on assets
0.07%1.89%3.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.71%
Q3 20242.64%
Q4 20242.58%
Q1 20251.38%
Q2 20250.69%
Q3 20250.07%
Q4 20251.05%
Q1 20260.58%
Q2 20260.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$488K14.81%13.99%0.74%6.4%
Q1 202689$446K15.94%0.00%0.58%7.3%
Q4 202592$417K16.91%0.00%1.05%8.7%
Q3 202559$416K15.98%10.60%0.07%9.6%
Q2 202572$397K17.02%2.15%0.69%6.5%
Q1 202579$402K16.82%1.94%1.38%8.0%
Q4 202480$381K17.38%2.35%2.58%11.7%
Q3 202475$375K17.00%3.56%2.64%8.7%
Q2 202474$401K15.90%8.46%3.71%9.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.81%
53rd
Problem loans13.99%
1st
Net charge-offs-1.76%
100th
Return on assets0.74%
55th
Loans to deposits6.4%
99th
Uninsured deposits0.0%
81st
Loan-loss reserves2.74%
93rd
Texas ratio5.0%
29th

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Deposit insurance

Is my money safe at F a B Church Federal Credit Union?

Yes. F a B Church Federal Credit Union is a federally insured credit union (NCUA charter #9527). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

F a B Church Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
F a B Church Federal Credit Union
Type
Federal credit union
NCUA charter #
9527
RSSD ID
977782
Primary regulator
NCUA
Established
1954
Headquarters
P. O. Box 1512, Savannah, GA 31402

Quick answers

F a B Church Federal Credit Union: common questions

Is F a B Church Federal Credit Union NCUA insured?

Yes. F a B Church Federal Credit Union is a federally insured credit union (NCUA charter #9527). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is F a B Church Federal Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does F a B Church Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Savannah

InstitutionScoreAssetsCapitalProblem loansCompare
Workmen'S Circle Incorporated Credit UnionCredit union Savannah, GA90 out of 100, Very strong$135.0M20.8%0.00%vs
First Century Bank, National AssociationBank Commerce, GA90 out of 100, Very strong$831.6M16.8%0.00%vs
Carver State BankBank Savannah, GA89 out of 100, Very strong$111.2M15.0%0.37%vs
Palmetto State BankBank Hampton, SC88 out of 100, Very strong$597.5M14.8%0.12%vs
Southeastern BankBank Darien, GA86 out of 100, Very strong$624.9M13.4%0.38%vs
Southern Energy Credit UnionCredit union Birmingham, AL84 out of 100, Strong$3.6B14.6%0.23%vs