Side-by-side · Q2 2026 data
F & a Federal Credit Union vs California Coast Credit Union
Credit union
California Coast Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | F & a Federal Credit Union | California Coast Credit Union |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 76 | 89 (stronger) |
| Loan quality | 88 | 91 (stronger) |
| Earnings | 61 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 91st | 94th |
| Total assets | $3.2B | $3.5B |
| Deposits / shares | $2.1B | $3.1B |
| Capital ratio | 12.59% | 13.91% (stronger) |
| Problem loans | 0.36% | 0.26% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.18% |
| Return on assets | 1.02% | 1.16% (stronger) |
| Loans ÷ deposits | 59.6% (stronger) | 78.2% |
| Uninsured deposits | 12.7% | 2.3% (stronger) |
| Offices | 2 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | 16.5% |
California Coast Credit Union has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), F & a Federal Credit Union leads on 2 and California Coast Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.