Side-by-side · Q2 2026 data
F & a Federal Credit Union vs Orange County'S Federal Credit Union
Credit union
Orange County'S Federal Credit Union
Santa Ana, California · $1 billion – $10 billion
Metric by metric
| Measure | F & a Federal Credit Union | Orange County'S Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 70 |
| Capital cushion | 76 (stronger) | 57 |
| Loan quality | 88 (stronger) | 78 |
| Earnings | 61 | 73 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 91st | 58th |
| Total assets | $3.2B | $3.1B |
| Deposits / shares | $2.1B | $2.6B |
| Capital ratio | 12.59% (stronger) | 10.66% |
| Problem loans | 0.36% (stronger) | 0.65% |
| Net charge-offs | 0.06% (stronger) | 0.48% |
| Return on assets | 1.02% | 1.31% (stronger) |
| Loans ÷ deposits | 59.6% (stronger) | 94.6% |
| Uninsured deposits | 12.7% | 8.4% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
F & a Federal Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), F & a Federal Credit Union leads on 5 and Orange County'S Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.