Side-by-side · Q2 2026 data
F & C Bank vs Great American Bank
Metric by metric
| Measure | F & C Bank | Great American Bank |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 60 | 60 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 59 (stronger) | 44 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 72nd | 77th |
| Total assets | $481.0M | $513.2M |
| Deposits / shares | $420.7M | $421.3M |
| Capital ratio | 11.01% (stronger) | 10.97% |
| Problem loans | 0.38% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 2.34% | 2.98% (stronger) |
| Loans ÷ deposits | 101.7% | 101.6% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 28.7% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 4.3% |
Great American Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), F & C Bank leads on 2 and Great American Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.