Side-by-side · Q2 2026 data
F&M Bank vs Nebraska Bank
Metric by metric
| Measure | F&M Bank | Nebraska Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 73 |
| Capital cushion | 68 (stronger) | 64 |
| Loan quality | 98 (stronger) | 86 |
| Earnings | 93 (stronger) | 67 |
| Funding & liquidity | 62 | 65 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 84th | 53rd |
| Total assets | $354.6M | $551.6M |
| Deposits / shares | $311.6M | $466.9M |
| Capital ratio | 11.76% (stronger) | 11.39% |
| Problem loans | 0.07% (stronger) | 0.43% |
| Net charge-offs | 0.01% (stronger) | 0.46% |
| Return on assets | 1.83% (stronger) | 1.17% |
| Loans ÷ deposits | 93.9% | 82.8% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 26.0% |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
F&M Bank has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), F&M Bank leads on 6 and Nebraska Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.