TellerScore

Headquartered in Dodge, Nebraska, Nebraska Bank is a state-chartered bank with $551.6M in total assets and $466.9M in deposits as of Q2 2026. It operates 10 offices. Its charter dates back to 1889.

Nebraska Bank has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 53% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 75th. Problem-loan coverage contributes the most (93/100, 3.4%); capital cushion contributes the least (64/100, 11.39%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Tier 1 leverage ratio: 11.39%
Loan quality86/100
Noncurrent loans ÷ total loans: 0.43%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity65/100
Loans ÷ deposits and uninsured-deposit share: 82.8% · 26.0% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 12 points (61 → 73), mostly because the capital cushion component improved by 22 points.

TellerScore
596673Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202463
Q4 202464
Q1 202559
Q2 202561
Q3 202563
Q4 202566
Q1 202664
Q2 202673
Tier 1 leverage ratio
5.00%8.20%11.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.06%
Q3 20249.23%
Q4 20249.29%
Q1 20259.31%
Q2 20259.22%
Q3 20259.14%
Q4 20259.39%
Q1 202610.02%
Q2 202611.39%
Noncurrent loans
0.20%0.62%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.56%
Q3 20240.22%
Q4 20240.20%
Q1 20251.04%
Q2 20250.93%
Q3 20250.83%
Q4 20250.64%
Q1 20260.86%
Q2 20260.43%
Return on assets
0.93%1.10%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.97%
Q3 20240.94%
Q4 20240.93%
Q1 20251.02%
Q2 20251.11%
Q3 20251.18%
Q4 20251.26%
Q1 20261.15%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$551.6M11.39%0.43%1.17%82.8%
Q1 202664$509.4M10.02%0.86%1.15%89.5%
Q4 202566$478.8M9.39%0.64%1.26%87.0%
Q3 202563$471.5M9.14%0.83%1.18%86.0%
Q2 202561$468.4M9.22%0.93%1.11%83.2%
Q1 202559$449.8M9.31%1.04%1.02%87.8%
Q4 202464$443.6M9.29%0.20%0.93%89.6%
Q3 202463$443.6M9.23%0.22%0.94%90.3%
Q2 202460$448.0M9.06%0.56%0.97%87.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.39%
56th
Total risk-based capital0.00%
24th
Problem loans0.43%
49th
Net charge-offs0.46%
6th
Return on assets1.17%
45th
Net interest margin4.02%
55th
Efficiency ratio65.8%
40th
Loans to deposits82.8%
43rd
Uninsured deposits26.0%
42nd
Loan-loss reserves0.96%
22nd
Texas ratio3.4%
45th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Five Points Bank of HastingsBank Hastings, NE72 out of 100, Strong$551.7M10.9%0.11%vs
Charter West BankBank West Point, NE68 out of 100, Moderate$547.9M9.3%0.26%vs
Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE80 out of 100, Strong$562.9M13.4%0.19%vs
Homestead BankBank Cozad, NE91 out of 100, Very strong$537.0M18.6%0.20%vs
RVR BankBank Fremont, NE78 out of 100, Strong$570.2M9.8%0.16%vs
Enterprise BankBank Omaha, NE70 out of 100, Strong$574.0M11.1%0.00%vs

Deposit insurance

Is my money safe at Nebraska Bank?

Yes. Nebraska Bank is an FDIC-insured institution (FDIC certificate #16116). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 26.0% of deposits ($121.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.39%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

10 locations

Branches

Nebraska Bank lists 10 offices in 10 cities. Most locations:

  • Alliance, NE (1)
  • Atkinson, NE (1)
  • Bridgeport, NE (1)
  • Carroll, NE (1)
  • Chadron, NE (1)
  • Dodge, NE (1)
  • Falls City, NE (1)
  • Hemingford, NE (1)
  • Hickman, NE (1)
  • Spencer, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Nebraska Bank
Former names
Farmers State Bank
Type
State-chartered bank
FDIC certificate #
16116
RSSD ID
143859
Primary regulator
FDIC
Holding company
Farmers State Bancshares Inc
Established
January 1, 1889
Headquarters
355 2nd St, Dodge, NE 68633
Employees
67

Quick answers

Nebraska Bank: common questions

Is Nebraska Bank FDIC insured?

Yes. Nebraska Bank is an FDIC-insured institution (FDIC certificate #16116). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Nebraska Bank's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Nebraska Bank ever failed?

There is no failure record for FDIC certificate #16116 in the FDIC failed bank list.

How many branches does Nebraska Bank have?

10 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Dodge

InstitutionScoreAssetsCapitalProblem loansCompare
Scribner BankBank Scribner, NE96 out of 100, Very strong$86.9M16.6%0.04%vs
Homestead BankBank Cozad, NE91 out of 100, Very strong$537.0M18.6%0.20%vs
Platte Valley BankBank North Bend, NE88 out of 100, Very strong$107.2M13.9%0.19%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs
BankFirstBank Norfolk, NE85 out of 100, Very strong$1.2B15.3%0.84%vs
F&M BankBank West Point, NE83 out of 100, Strong$354.6M11.8%0.07%vs