Side-by-side · Q2 2026 data
F&M Bank vs Siouxland Bank
Metric by metric
| Measure | F&M Bank | Siouxland Bank |
|---|---|---|
| TellerScore | 83 | 88 (stronger) |
| Capital cushion | 68 | 74 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 93 (stronger) | 82 |
| Funding & liquidity | 62 | 97 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 84th | 86th |
| Total assets | $354.6M | $88.3M |
| Deposits / shares | $311.6M | $76.4M |
| Capital ratio | 11.76% | 12.36% (stronger) |
| Problem loans | 0.07% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.83% (stronger) | 1.55% |
| Loans ÷ deposits | 93.9% | 38.0% (stronger) |
| Uninsured deposits | 18.5% | 18.1% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Siouxland Bank has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), F&M Bank leads on 1 and Siouxland Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- South Sioux City, NE