Side-by-side · Q2 2026 data
F&M Bank vs Siouxland Federal Credit Union
Credit union
Siouxland Federal Credit Union
South Sioux Cit, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | F&M Bank | Siouxland Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 75 |
| Capital cushion | 68 | 72 (stronger) |
| Loan quality | 98 (stronger) | 86 |
| Earnings | 93 (stronger) | 55 |
| Funding & liquidity | 62 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 84th | 66th |
| Total assets | $354.6M | $351.9M |
| Deposits / shares | $311.6M | $306.7M |
| Capital ratio | 11.76% | 12.21% (stronger) |
| Problem loans | 0.07% (stronger) | 0.43% |
| Net charge-offs | 0.01% (stronger) | 0.13% |
| Return on assets | 1.83% (stronger) | 0.88% |
| Loans ÷ deposits | 93.9% | 81.8% (stronger) |
| Uninsured deposits | 18.5% | 4.7% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 16.6% |
F&M Bank has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), F&M Bank leads on 4 and Siouxland Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sioux City, IA
- South Sioux City, NE