Headquartered in South Sioux Cit, Nebraska, Siouxland Federal Credit Union is a federal credit union with $351.9M in total assets and $306.7M in member shares and deposits as of Q2 2026. It operates 4 offices across 3 states. Its charter dates back to 1967.
Based on its Q2 2026 filing, Siouxland Federal Credit Union scores 75/100, which we describe as strong. That is higher than 66% of 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 22nd. Its strongest component is problem-loan coverage (95/100; 2.5%), and its lowest is earnings (55/100; 0.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 75).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 75 |
| Q4 2024 | 73 |
| Q1 2025 | 75 |
| Q2 2025 | 75 |
| Q3 2025 | 74 |
| Q4 2025 | 77 |
| Q1 2026 | 73 |
| Q2 2026 | 75 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.61% |
| Q3 2024 | 11.84% |
| Q4 2024 | 11.77% |
| Q1 2025 | 11.93% |
| Q2 2025 | 12.33% |
| Q3 2025 | 12.36% |
| Q4 2025 | 12.30% |
| Q1 2026 | 11.87% |
| Q2 2026 | 12.21% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.51% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.31% |
| Q1 2026 | 0.39% |
| Q2 2026 | 0.43% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.06% |
| Q3 2024 | 1.04% |
| Q4 2024 | 1.01% |
| Q1 2025 | 0.90% |
| Q2 2025 | 0.95% |
| Q3 2025 | 0.96% |
| Q4 2025 | 0.91% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $351.9M | 12.21% | 0.43% | 0.88% | 81.8% |
| Q1 2026 | 73 | $353.7M | 11.87% | 0.39% | 0.66% | 79.7% |
| Q4 2025 | 77 | $336.8M | 12.30% | 0.31% | 0.91% | 84.6% |
| Q3 2025 | 74 | $329.7M | 12.36% | 0.66% | 0.96% | 85.5% |
| Q2 2025 | 75 | $323.6M | 12.33% | 0.48% | 0.95% | 85.6% |
| Q1 2025 | 75 | $327.7M | 11.93% | 0.41% | 0.90% | 81.7% |
| Q4 2024 | 73 | $322.6M | 11.77% | 0.70% | 1.01% | 80.4% |
| Q3 2024 | 75 | $317.3M | 11.84% | 0.51% | 1.04% | 80.4% |
| Q2 2024 | 74 | $316.5M | 11.61% | 0.50% | 1.06% | 80.0% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nebraska Energy Federal Credit UnionCredit union Columbus, NE | 87 out of 100, Very strong | $327.7M | 19.3% | 0.05% | vs |
| First Nebraska Credit UnionCredit union Omaha, NE | 77 out of 100, Strong | $184.2M | 15.7% | 0.90% | vs |
| Lincone Federal Credit UnionCredit union Lincoln, NE | 80 out of 100, Strong | $183.6M | 12.7% | 0.58% | vs |
| Liberty First Credit UnionCredit union Lincoln, NE | 86 out of 100, Very strong | $523.4M | 15.1% | 0.79% | vs |
| Four Points Federal Credit UnionCredit union Omaha, NE | 33 out of 100, Low | $165.5M | 3.6% | 1.24% | vs |
| Trius Federal Credit UnionCredit union Kearney, NE | 58 out of 100, Moderate | $152.3M | 10.6% | 1.32% | vs |
Deposit insurance
Is my money safe at Siouxland Federal Credit Union?
Yes. Siouxland Federal Credit Union is a federally insured credit union (NCUA charter #24327). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.7% of shares and deposits ($14.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 12.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Siouxland Federal Credit Union lists 4 offices in 3 cities across 3 states. Most locations:
- Sioux City, IA (2)
- Dakota Dunes, SD (1)
- South Sioux City, NE (1)
HMDA 2025
Mortgage lending
In 2025, Siouxland Federal Credit Union reported 298 home-loan applications under HMDA (LEI 549300FX2QBKG7ZTBX37): 221 originated ($37,845,000 total), 45 denied, and 27 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Siouxland Federal Credit Union Rewards Visa Credit Card | 9.49% | $0 | $5 | 1.0% |
Identity & history
Profile
- Legal name
- Siouxland Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24327
- RSSD ID
- 742690
- Primary regulator
- NCUA
- Established
- 1967
- Headquarters
- 3000 Plaza Dr, South Sioux Cit, NE 68776
- Employees
- 83
Quick answers
Siouxland Federal Credit Union: common questions
Is Siouxland Federal Credit Union NCUA insured?
Yes. Siouxland Federal Credit Union is a federally insured credit union (NCUA charter #24327). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Siouxland Federal Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Siouxland Federal Credit Union have?
4 offices as of the latest NCUA data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near South Sioux Cit
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security National Bank of South DakotaBank Dakota Dunes, SD | 93 out of 100, Very strong | $251.5M | 14.1% | 0.00% | vs |
| Siouxland BankBank South Sioux City, NE | 88 out of 100, Very strong | $88.3M | 12.4% | 0.00% | vs |
| BankFirstBank Norfolk, NE | 85 out of 100, Very strong | $1.2B | 15.3% | 0.84% | vs |
| F&M BankBank West Point, NE | 83 out of 100, Strong | $354.6M | 11.8% | 0.07% | vs |
| The Security National Bank of Sioux City, IowaBank Sioux City, IA | 81 out of 100, Strong | $1.7B | 12.8% | 0.26% | vs |
| Midstates Bank, National AssociationBank Council Bluffs, IA | 79 out of 100, Strong | $653.9M | 11.6% | 0.29% | vs |