TellerScore

Headquartered in South Sioux Cit, Nebraska, Siouxland Federal Credit Union is a federal credit union with $351.9M in total assets and $306.7M in member shares and deposits as of Q2 2026. It operates 4 offices across 3 states. Its charter dates back to 1967.

Based on its Q2 2026 filing, Siouxland Federal Credit Union scores 75/100, which we describe as strong. That is higher than 66% of 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 22nd. Its strongest component is problem-loan coverage (95/100; 2.5%), and its lowest is earnings (55/100; 0.88%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.21%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.43%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity78/100
Loans ÷ shares: 81.8% · 4.7% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 75).

TellerScore
737577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202475
Q4 202473
Q1 202575
Q2 202575
Q3 202574
Q4 202577
Q1 202673
Q2 202675
Net worth ratio
7.00%9.68%12.36%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.61%
Q3 202411.84%
Q4 202411.77%
Q1 202511.93%
Q2 202512.33%
Q3 202512.36%
Q4 202512.30%
Q1 202611.87%
Q2 202612.21%
Delinquent loans (60+ days)
0.31%0.51%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.50%
Q3 20240.51%
Q4 20240.70%
Q1 20250.41%
Q2 20250.48%
Q3 20250.66%
Q4 20250.31%
Q1 20260.39%
Q2 20260.43%
Return on assets
0.66%0.86%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.06%
Q3 20241.04%
Q4 20241.01%
Q1 20250.90%
Q2 20250.95%
Q3 20250.96%
Q4 20250.91%
Q1 20260.66%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$351.9M12.21%0.43%0.88%81.8%
Q1 202673$353.7M11.87%0.39%0.66%79.7%
Q4 202577$336.8M12.30%0.31%0.91%84.6%
Q3 202574$329.7M12.36%0.66%0.96%85.5%
Q2 202575$323.6M12.33%0.48%0.95%85.6%
Q1 202575$327.7M11.93%0.41%0.90%81.7%
Q4 202473$322.6M11.77%0.70%1.01%80.4%
Q3 202475$317.3M11.84%0.51%1.04%80.4%
Q2 202474$316.5M11.61%0.50%1.06%80.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.21%
60th
Problem loans0.43%
72nd
Net charge-offs0.13%
81st
Return on assets0.88%
59th
Loans to deposits81.8%
36th
Uninsured deposits4.7%
63rd
Loan-loss reserves0.00%
50th
Texas ratio2.5%
69th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Nebraska Energy Federal Credit UnionCredit union Columbus, NE87 out of 100, Very strong$327.7M19.3%0.05%vs
First Nebraska Credit UnionCredit union Omaha, NE77 out of 100, Strong$184.2M15.7%0.90%vs
Lincone Federal Credit UnionCredit union Lincoln, NE80 out of 100, Strong$183.6M12.7%0.58%vs
Liberty First Credit UnionCredit union Lincoln, NE86 out of 100, Very strong$523.4M15.1%0.79%vs
Four Points Federal Credit UnionCredit union Omaha, NE33 out of 100, Low$165.5M3.6%1.24%vs
Trius Federal Credit UnionCredit union Kearney, NE58 out of 100, Moderate$152.3M10.6%1.32%vs

Deposit insurance

Is my money safe at Siouxland Federal Credit Union?

Yes. Siouxland Federal Credit Union is a federally insured credit union (NCUA charter #24327). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.7% of shares and deposits ($14.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Siouxland Federal Credit Union lists 4 offices in 3 cities across 3 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Siouxland Federal Credit Union reported 298 home-loan applications under HMDA (LEI 549300FX2QBKG7ZTBX37): 221 originated ($37,845,000 total), 45 denied, and 27 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Siouxland Federal Credit Union Rewards Visa Credit Card9.49%$0$51.0%

All Siouxland Federal Credit Union card terms

Identity & history

Profile

Legal name
Siouxland Federal Credit Union
Type
Federal credit union
NCUA charter #
24327
RSSD ID
742690
Primary regulator
NCUA
Established
1967
Headquarters
3000 Plaza Dr, South Sioux Cit, NE 68776
Employees
83

Quick answers

Siouxland Federal Credit Union: common questions

Is Siouxland Federal Credit Union NCUA insured?

Yes. Siouxland Federal Credit Union is a federally insured credit union (NCUA charter #24327). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Siouxland Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Siouxland Federal Credit Union have?

4 offices as of the latest NCUA data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near South Sioux Cit

InstitutionScoreAssetsCapitalProblem loansCompare
Security National Bank of South DakotaBank Dakota Dunes, SD93 out of 100, Very strong$251.5M14.1%0.00%vs
Siouxland BankBank South Sioux City, NE88 out of 100, Very strong$88.3M12.4%0.00%vs
BankFirstBank Norfolk, NE85 out of 100, Very strong$1.2B15.3%0.84%vs
F&M BankBank West Point, NE83 out of 100, Strong$354.6M11.8%0.07%vs
The Security National Bank of Sioux City, IowaBank Sioux City, IA81 out of 100, Strong$1.7B12.8%0.26%vs
Midstates Bank, National AssociationBank Council Bluffs, IA79 out of 100, Strong$653.9M11.6%0.29%vs