Side-by-side · Q2 2026 data
F&M Bank vs Touchmark National Bank
Metric by metric
| Measure | F&M Bank | Touchmark National Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 38 |
| Capital cushion | 99 (stronger) | 81 |
| Loan quality | 87 (stronger) | 0 |
| Earnings | 76 (stronger) | 38 |
| Funding & liquidity | 75 (stronger) | 27 |
| Problem-loan coverage | 96 (stronger) | 22 |
| Peer percentile | 92nd | 2nd |
| Total assets | $419.9M | $416.9M |
| Deposits / shares | $356.8M | $356.4M |
| Capital ratio | 14.93% (stronger) | 13.11% |
| Problem loans | 0.38% (stronger) | 5.07% |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.40% (stronger) | 0.45% |
| Loans ÷ deposits | 77.3% (stronger) | 88.3% |
| Uninsured deposits | 22.2% (stronger) | 55.0% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F&M Bank has the higher TellerScore (88 vs 38). On the 7 directional measures above (where higher or lower is clearly better), F&M Bank leads on 7 and Touchmark National Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.