Side-by-side · Q2 2026 data
F&M Bank vs Bank of Dixon County
Metric by metric
| Measure | F&M Bank | Bank of Dixon County |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 66 | 83 (stronger) |
| Loan quality | 100 (stronger) | 32 |
| Earnings | 78 | 86 (stronger) |
| Funding & liquidity | 81 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 84th | 43rd |
| Total assets | $135.3M | $141.7M |
| Deposits / shares | $115.1M | $121.6M |
| Capital ratio | 11.63% | 13.29% (stronger) |
| Problem loans | 0.00% (stronger) | 2.04% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.46% | 1.64% (stronger) |
| Loans ÷ deposits | 48.2% (stronger) | 77.8% |
| Uninsured deposits | 32.2% | 18.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F&M Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), F&M Bank leads on 4 and Bank of Dixon County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.