Side-by-side · Q2 2026 data
F&M Bank vs The Nodaway Valley Bank
Metric by metric
| Measure | F&M Bank | The Nodaway Valley Bank |
|---|---|---|
| TellerScore | 83 | 87 (stronger) |
| Capital cushion | 66 | 66 |
| Loan quality | 100 | 100 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 81 (stronger) | 80 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 84th | 98th |
| Total assets | $135.3M | $1.6B |
| Deposits / shares | $115.1M | $1.4B |
| Capital ratio | 11.63% (stronger) | 11.56% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.01% | -0.04% (stronger) |
| Return on assets | 1.46% | 2.23% (stronger) |
| Loans ÷ deposits | 48.2% (stronger) | 73.3% |
| Uninsured deposits | 32.2% | 21.2% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
The Nodaway Valley Bank has the higher TellerScore (87 vs 83). On the 6 directional measures above (where higher or lower is clearly better), F&M Bank leads on 2 and The Nodaway Valley Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.