The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 87).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Missouri

Yes. The Nodaway Valley Bank is an FDIC-insured institution (FDIC certificate #8904). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.2% of deposits ($296.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.30% (benchmark: 10%).

Check how much of your own balance is covered

The Nodaway Valley Bank lists 9 offices in 7 cities. Most locations:

• St. Joseph, MO (3)
• Maryville, MO (1)
• Mound City, MO (1)
• Platte City, MO (1)
• Saint Joseph, MO (1)
• Savannah, MO (1)
• Smithville, MO (1)

All branch addresses and map

In 2025, The Nodaway Valley Bank reported 399 home-loan applications under HMDA (LEI 549300AFD1IR7H2CES48): 333 originated ($72,505,000 total), 21 denied, and 37 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The Nodaway Valley Bank

Type

State-chartered bank

FDIC certificate #

8904

RSSD ID

770657

Primary regulator

FDIC

Holding company

Nodaway Valley Bancshares Inc

Established

December 12, 1868

Headquarters

304 N Main St, Maryville, MO 64468

Website

www.nvb.com

Employees

170