TellerScore

Side-by-side · Q2 2026 data

F3 Credit Union vs Meriwest Credit Union

Credit union

F3 Credit Union

San Jose, California · $100 million – $1 billion

80of 100
Strong

Credit union

Meriwest Credit Union

San Jose, California · $1 billion – $10 billion

54of 100
Below average

Metric by metric

MeasureF3 Credit UnionMeriwest Credit Union
TellerScore80 (stronger)54
Capital cushion100 (stronger)41
Loan quality6573 (stronger)
Earnings47 (stronger)25
Funding & liquidity100 (stronger)67
Problem-loan coverage94 (stronger)86
Peer percentile78th11th
Total assets$236.8M$2.1B
Deposits / shares$196.8M$1.7B
Capital ratio18.47% (stronger)9.12%
Problem loans1.05%0.81% (stronger)
Net charge-offs1.00%0.64% (stronger)
Return on assets0.68% (stronger)0.11%
Loans ÷ deposits55.0% (stronger)93.4%
Uninsured deposits5.9% (stronger)13.8%
Offices414
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

F3 Credit Union has the higher TellerScore (80 vs 54). On the 7 directional measures above (where higher or lower is clearly better), F3 Credit Union leads on 5 and Meriwest Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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