Side-by-side · Q2 2026 data
Fairfax State Savings Bank vs Benton County State Bank
Metric by metric
| Measure | Fairfax State Savings Bank | Benton County State Bank |
|---|---|---|
| TellerScore | 67 | 87 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 49 | 59 (stronger) |
| Funding & liquidity | 87 (stronger) | 71 |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 34th | 84th |
| Total assets | $287.0M | $50.8M |
| Deposits / shares | $229.5M | $38.4M |
| Capital ratio | 9.46% | 15.22% (stronger) |
| Problem loans | 0.25% | 0.00% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.00% |
| Return on assets | 0.73% | 0.99% (stronger) |
| Loans ÷ deposits | 68.0% (stronger) | 82.1% |
| Uninsured deposits | 19.9% (stronger) | 21.9% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Benton County State Bank has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Fairfax State Savings Bank leads on 3 and Benton County State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.