Side-by-side · Q2 2026 data
Fairfield County Bank vs Hudson Valley Federal Credit Union
Credit union
Hudson Valley Federal Credit Union
Poughkeepsie, New York · $1 billion – $10 billion
Metric by metric
| Measure | Fairfield County Bank | Hudson Valley Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 93 (stronger) | 56 |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 47 (stronger) | 25 |
| Funding & liquidity | 27 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 80th | 41st |
| Total assets | $1.9B | $8.1B |
| Deposits / shares | $1.5B | $7.2B |
| Capital ratio | 14.32% (stronger) | 10.56% |
| Problem loans | 0.05% (stronger) | 0.60% |
| Net charge-offs | -0.00% (stronger) | 0.55% |
| Return on assets | 0.68% (stronger) | 0.14% |
| Loans ÷ deposits | 101.1% | 70.1% (stronger) |
| Uninsured deposits | 44.1% | 9.4% (stronger) |
| Offices | 17 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
Fairfield County Bank has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Fairfield County Bank leads on 5 and Hudson Valley Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.