Side-by-side · Q2 2026 data
Fairfield Federal Savings and Loan Association of Lancaster vs Adelphi Bank
Bank
Fairfield Federal Savings and Loan Association of Lancaster
Lancaster, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Fairfield Federal Savings and Loan Association of Lancaster | Adelphi Bank |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 38 (stronger) | 25 |
| Funding & liquidity | 61 | 64 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 43rd | 77th |
| Total assets | $281.5M | $124.5M |
| Deposits / shares | $247.4M | $104.2M |
| Capital ratio | 11.82% | 15.82% (stronger) |
| Problem loans | 0.18% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.45% (stronger) | 0.13% |
| Loans ÷ deposits | 99.2% | 93.2% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 18.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
Adelphi Bank has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Fairfield Federal Savings and Loan Association of Lancaster leads on 3 and Adelphi Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.