Side-by-side · Q2 2026 data
Fairfield Federal Savings and Loan Association of Lancaster vs Community Savings
Bank
Fairfield Federal Savings and Loan Association of Lancaster
Lancaster, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Fairfield Federal Savings and Loan Association of Lancaster | Community Savings |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 68 | 74 (stronger) |
| Loan quality | 94 (stronger) | 71 |
| Earnings | 38 | 74 (stronger) |
| Funding & liquidity | 61 (stronger) | 40 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 43rd | 43rd |
| Total assets | $281.5M | $284.7M |
| Deposits / shares | $247.4M | $219.8M |
| Capital ratio | 11.82% | 12.43% (stronger) |
| Problem loans | 0.18% (stronger) | 0.88% |
| Net charge-offs | -0.01% (stronger) | 0.12% |
| Return on assets | 0.45% | 1.35% (stronger) |
| Loans ÷ deposits | 99.2% (stronger) | 110.1% |
| Uninsured deposits | 4.4% (stronger) | 24.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Fairfield Federal Savings and Loan Association of Lancaster leads on 4 and Community Savings on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.