Side-by-side · Q2 2026 data
Fairfield Federal Savings and Loan Association of Lancaster vs Homeland Credit Union
Bank
Fairfield Federal Savings and Loan Association of Lancaster
Lancaster, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Fairfield Federal Savings and Loan Association of Lancaster | Homeland Credit Union |
|---|---|---|
| TellerScore | 70 | 82 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 94 (stronger) | 63 |
| Earnings | 38 | 57 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 43rd | 82nd |
| Total assets | $281.5M | $624.2M |
| Deposits / shares | $247.4M | $547.3M |
| Capital ratio | 11.82% | 15.79% (stronger) |
| Problem loans | 0.18% (stronger) | 1.10% |
| Net charge-offs | -0.01% (stronger) | 0.89% |
| Return on assets | 0.45% | 0.93% (stronger) |
| Loans ÷ deposits | 99.2% | 30.5% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 7.6% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 33.3% |
Homeland Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Fairfield Federal Savings and Loan Association of Lancaster leads on 3 and Homeland Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.