The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (78 → 82), mostly because the earnings component improved by 26 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Ohio

Yes. Homeland Credit Union is a federally insured credit union (NCUA charter #61089). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.6% of shares and deposits ($41.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.79%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Homeland Credit Union lists 5 offices in 4 cities. Most locations:

• Chillicothe, OH (2)
• Circleville, OH (1)
• Greenfield, OH (1)
• Waverly, OH (1)

All branch addresses and map

In 2025, Homeland Credit Union reported 35 home-loan applications under HMDA (LEI 549300R1M9F3KHD4D911): 22 originated ($2,590,000 total), 11 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 33.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

All Homeland Credit Union, Inc. card terms

Legal name

Homeland Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

61089

RSSD ID

105790

Primary regulator

State + NCUA

Established

1932

Headquarters

P O Box 1974, Chillicothe, OH 45601

Employees

89