Side-by-side · Q2 2026 data
Fairmont Federal Credit Union vs Harrison County Federal Credit Union
Credit union
Fairmont Federal Credit Union
Fairmont, West Virginia · $100 million – $1 billion
Credit union
Harrison County Federal Credit Union
Nutter Fort, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Fairmont Federal Credit Union | Harrison County Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 91 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 77 | 95 (stronger) |
| Earnings | 54 | 62 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 45th | 90th |
| Total assets | $603.1M | $15.6M |
| Deposits / shares | $542.4M | $12.7M |
| Capital ratio | 9.97% | 18.36% (stronger) |
| Problem loans | 0.69% | 0.14% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.86% | 1.05% (stronger) |
| Loans ÷ deposits | 70.4% | 52.2% (stronger) |
| Uninsured deposits | 6.1% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Harrison County Federal Credit Union has the higher TellerScore (91 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fairmont Federal Credit Union leads on 0 and Harrison County Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.