Side-by-side · Q2 2026 data
Fairmont School Employees Federal Credit Union vs Arise Community Credit Union
Credit union
Fairmont School Employees Federal Credit Union
Fairmont, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Fairmont School Employees Federal Credit Union | Arise Community Credit Union |
|---|---|---|
| TellerScore | 62 | 80 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 44 (stronger) | 0 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 24th | 65th |
| Total assets | $4.3M | $908K |
| Deposits / shares | $3.8M | $174K |
| Capital ratio | 10.45% | 80.36% (stronger) |
| Problem loans | 0.98% | 0.00% (stronger) |
| Net charge-offs | 0.77% | 0.00% (stronger) |
| Return on assets | 0.61% (stronger) | -61.33% |
| Loans ÷ deposits | 85.6% | 9.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arise Community Credit Union has the higher TellerScore (80 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Fairmont School Employees Federal Credit Union leads on 1 and Arise Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.