Fairmont School Employees Federal Credit Union (NCUA charter #24612) is based in Fairmont, Minnesota. Its Q2 2026 call report shows $4.3M in total assets and $3.8M in member shares and deposits and 1 office.
Fairmont School Employees Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 65th. Problem-loan coverage contributes the most (87/100, 6.7%); earnings contributes the least (44/100, 0.61%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (56 → 62), mostly because the loan quality component improved by 31 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 46 |
| Q4 2024 | 68 |
| Q1 2025 | 69 |
| Q2 2025 | 56 |
| Q3 2025 | 66 |
| Q4 2025 | 48 |
| Q1 2026 | 52 |
| Q2 2026 | 62 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.06% |
| Q3 2024 | 9.59% |
| Q4 2024 | 10.05% |
| Q1 2025 | 10.58% |
| Q2 2025 | 10.46% |
| Q3 2025 | 11.24% |
| Q4 2025 | 10.89% |
| Q1 2026 | 10.61% |
| Q2 2026 | 10.45% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 1.66% |
| Q4 2024 | 0.00% |
| Q1 2025 | 1.11% |
| Q2 2025 | 1.93% |
| Q3 2025 | 1.18% |
| Q4 2025 | 2.77% |
| Q1 2026 | 1.35% |
| Q2 2026 | 0.98% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.68% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.52% |
| Q1 2025 | 1.85% |
| Q2 2025 | 1.12% |
| Q3 2025 | 1.20% |
| Q4 2025 | 0.88% |
| Q1 2026 | -0.19% |
| Q2 2026 | 0.61% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $4.3M | 10.45% | 0.98% | 0.61% | 85.6% |
| Q1 2026 | 52 | $4.0M | 10.61% | 1.35% | -0.19% | 88.2% |
| Q4 2025 | 48 | $4.0M | 10.89% | 2.77% | 0.88% | 86.5% |
| Q3 2025 | 66 | $3.8M | 11.24% | 1.18% | 1.20% | 94.1% |
| Q2 2025 | 56 | $4.0M | 10.46% | 1.93% | 1.12% | 91.3% |
| Q1 2025 | 69 | $3.9M | 10.58% | 1.11% | 1.85% | 96.4% |
| Q4 2024 | 68 | $3.9M | 10.05% | 0.00% | 0.52% | 96.0% |
| Q3 2024 | 46 | $3.9M | 9.59% | 1.66% | 0.02% | 97.6% |
| Q2 2024 | 69 | $3.9M | 10.06% | 0.00% | 0.68% | 98.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ziegler Federal Credit UnionCredit union Bloomington, MN | 87 out of 100, Very strong | $4.3M | 26.9% | 1.09% | vs |
| Transit Operations Federal Credit UnionCredit union Minneapolis, MN | 55 out of 100, Moderate | $4.1M | 16.4% | 4.10% | vs |
| Tribe Federal Credit UnionCredit union Eagan, MN | 81 out of 100, Strong | $2.7M | 28.2% | 0.00% | vs |
| Latvian Credit UnionCredit union Minneapolis, MN | 62 out of 100, Moderate | $5.8M | 11.0% | 0.85% | vs |
| Danfoss Employees Credit UnionCredit union Plymouth, MN | 41 out of 100, Below average | $1.9M | 14.6% | 8.72% | vs |
| Mower County Catholic Parishes Credit UnionCredit union Austin, MN | 65 out of 100, Moderate | $6.7M | 19.0% | 2.72% | vs |
Deposit insurance
Is my money safe at Fairmont School Employees Federal Credit Union?
Yes. Fairmont School Employees Federal Credit Union is a federally insured credit union (NCUA charter #24612). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.45%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Fairmont School Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Fairmont, MN (1)
Identity & history
Profile
- Legal name
- Fairmont School Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24612
- RSSD ID
- 268190
- Primary regulator
- NCUA
- Established
- 1957
- Headquarters
- 900 Johnson St, Fairmont, MN 56031
- Employees
- 3
Quick answers
Fairmont School Employees Federal Credit Union: common questions
Is Fairmont School Employees Federal Credit Union NCUA insured?
Yes. Fairmont School Employees Federal Credit Union is a federally insured credit union (NCUA charter #24612). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fairmont School Employees Federal Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fairmont School Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fairmont
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Welcome State BankBank Welcome, MN | 90 out of 100, Very strong | $44.3M | 12.8% | 0.00% | vs |
| Citizens Community Credit UnionCredit union Fort Dodge, IA | 88 out of 100, Very strong | $253.6M | 19.1% | 0.73% | vs |
| First Financial Bank in WinnebagoBank Winnebago, MN | 82 out of 100, Strong | $58.1M | 13.8% | 0.66% | vs |
| First State BankBank Webster City, IA | 81 out of 100, Strong | $674.3M | 12.4% | 0.12% | vs |
| Farmers Trust and Savings BankBank Buffalo Center, IA | 74 out of 100, Strong | $422.7M | 9.9% | 0.06% | vs |
| Profinium, Inc.Bank Truman, MN | 72 out of 100, Strong | $533.1M | 10.2% | 0.13% | vs |